Bupa Individual
For Bupa individual covers, we have 2 different group of Schemes, Bupa Worldwide Health Options and Lifeline. We serve clients from Singapore, Malaysia, Indonesia, Myanmar, Vietnam and worldwide
Worldwide Health Options is our flexible international health insurance plan for individuals and families. It’s a modular plan that allows you to mix and match options to suit your health insurance needs.
Worldwide Health Options is Bupa’s menu-driven plan for individuals and families. It allows you to build cover that matches your situation and gives you quick access to private treatment whenever you need it. You start with our core benefit (Worldwide Medical Insurance) and simply add whatever other modules you like, from those available.
These can be anything from additional out-patient benefits and health assessments, to cover for worldwide medicines and evacuation. Or you might also want to consider our USA cover option. There is something for everyone. The flexibility isn’t restricted to the product features and modules-there are plenty of ways to reduce subscriptions too.
For example, We have included excess options (known as deductibles) that will help reduce subscriptions in return for you making partial payment.
We really have thought of everything-you can even apply to include cover for pre-existing conditions – and the beauty of it is you won’t ever end up paying for anything you don’t want.
Worldwide Health Options
Worldwide Medical Insurance – Worldwide Medical Insurance is the core of this plan, and gives you the reassurance of covering any essential hospital treatment you may need, whether in an emergency or a planned visit. All surgery, cancer treatment and advanced imaging, whether received whilst staying in hospital or visiting as a day patient, are also covered.
Worldwide Medical Plus – Worldwide Medical Plus covers you for consultations with a doctor or specialist as well as medical treatments that do not require a hospital stay. Worldwide Medical Plus covers you for a maximum of £25,000 of treatment per year (excluding transplant services) and also includes cover for young child care, maternity care, complementary therapies and speech therapy.
Worldwide Medicine and Equipment – Worldwide Medicines and Equipment covers you for prescription medicines and the rental of medical appliances such as oxygen supplies or wheelchairs. Our unique long-term prescription benefit will also pay for any medicines required to manage chronic conditions such as asthma.
Whether you’re at home or living or working abroad, the last thing you want to worry about is your health. You need the peace of mind that comes from knowing that your medical needs are protected and you have access to the appropriate treatment available, whenever and wherever you need it. Naturally, you want a flexible and comprehensive plan, giving you and your family instant access to an expert team of people who understand your situation and treat you with respect and compassion every time you contact them.
We understands that everybody has a different budget and requirements. That’s why the International Lifeline plan has three levels of cover – Essential, Classic and Gold – as well as options for extra international assistance and a choice of deductibles.
Lifeline Plans
First Level: Essential – This level concentrates on covering you for in-patient hospital stays. You have the security that you will be covered for treatment you may receive as an in-patient or day-care patient.
Mid Level: Classic – This is designated to cover you and your family for any specialist medical treatment or diagnosis. You will be covered for in-patient hospital stays as well as out-patient consultations, treatment such as physiotherapy and a range of preventive health checks. Drugs, dressing and GP (family doctor) consultations are not covered. Maternity cover is available after 10 months of continuous membership.
Prime Level: Gold – This level gives you all the cover you need for both in-patient and out-patient care. Gold also covers family doctor treatment and any prescription you may need, as well as accident-related dental treatment. Maternity cover (after 10 months of continuous membership), home nursing and a range of four preventive health checks are also included in this comprehensive plan.